Christmas is the happiest time of year. It’s also the most expensive. It’s not just the presents that break the bank. Food, drinks, parties, dresses, visiting relatives all cost money. The sooner you start saving, the less you’ll have to panic about your finances in December.
Calculate your Christmas budget today. Write down every expense you can think of, including gifts and travel costs. Don’t forget about small things like wrapping paper. Small things can add up to large debt.