Did you get a bunch of gift cards this Christmas that you're unlikely to use? You can swap them for other gift cards or even cash on sites like GiftCardRescue.com and PlasticJungle.com. You can also donate them to charity.
The average American family owes more than $8,000 in credit card debt. If you find yourself relying on credit cards for all of your purchases, you may be addicted to credit cards.
Fun tips, helpful tools and miscellaneous stats (yes, stats can be fun and helpful too!)
The bigger your auto insurance policy deductible, the lower your monthly payments may be.
Moneywise 50s: move more of your assets into bonds.
Look for growth opportunities in growth areas.- Hilary Kramer
The wealthy practice gratitude by giving back to their community.- Jean Chatzky
When you refinance your home, you can use the money to pay off other bills.
Look for credit cards that offer reimbursements or rewards in different purchase categories. Also look for credit cards that will offer you the most benefits to match your lifestyle.
If it is not possible for you to pay your tax debt in its totality, try to work out a monthly payment plan with the IRS.
Moneywise 40s: save for retirement BEFORE the kids’ college tuition.
Buying a home requires purchasing insurance. It is less costly to look for and purchase your own insurance than to purchase what is offered at the end of the home purchase negotiations.
Taking risks in the market – in good times and bad - can build wealth. -Jean Chatzky